*Terms and Conditions
Customers must have New Zealand Residency.
Customers must have a New Zealand Drivers Licence.
No interest for 12 months (“Payment Holiday”) is available until further notice. Minimum spend $1500.
Annual Account Fee of $50 applies.
A $55 Establishment Fee for new Q Mastercard Cardholders and a $35 Advance Fee for existing Q Mastercard Cardholders will apply.
Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.
Q Mastercard Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of a payment holiday or interest free period.
Q Mastercard lending criteria, fees, terms and conditions apply. Rate and fees are correct as at date of publication, subject to change.